| SHARE ACCOUNTS (Savings Account) |
| One time membership fee |
$5.00 |
| Overwithdrawal Fee - (Members are allowed 8 withdrawals per calendar year) |
$10.00 per withdrawal |
| Stop Payment - withdrawal check |
$15.00 |
| |
| Account History: |
|
| Current Month |
No Charge |
| Previous Months |
$10.00 per month |
| Previous Quarter |
$25.00 per quarter |
| |
| Inactive Account Fee |
$5.00 per quarter |
| |
| SHARE DRAFT ACCOUNTS (Checking Account) |
| Automatic Overdraft Protection Fee |
$5.00 per overdraft transaction |
| NSF Check Fee |
$20.00 per NSF Check |
| Stop Payment Fee |
$5.00 per check |
| Copy of Check Fee |
$2.00 per check |
| Account Reconciliation Fee |
$25.00 per hour |
| Account Research Fee |
$25.00 per hour |
| Statement Copy Fee |
$5.00 per month |
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| LOANS |
| Loan Application Fee |
$7.00 per application |
| With a comaker |
$11.00 per application |
| |
| Home Equity Loans |
$110.00 Satisfaction Fee (when loan is paid in full) |
| Loan payoff Fee |
50% of the Credit Union paid application fees (only if loan is paid off in the first five years). |
| |
| MISC. FEES |
| Returned Mail Fee |
$2.00 per item |
| |
| VISA FEES |
| Late Fee |
$20.00 |
| Overlimit fee |
$20.00 |