Effective June 21, 2017
|All terms up to 48 month term||as low as 7.5% APR*|
°Effective 3/17/15, a member will have one unsecured loan with the exception of any special loan (ie – Holiday Loan, etc). The member may refinance & add additional funds to their existing signature loan that is in good standing when six consecutive monthly payments have been made on the loan.
|up to 48 month term||as low as 2.0% APR*|
|49-60 month term||as low as 2.5% APR*|
|61-72 month term||as low as 3.0% APR*|
|73-84 month term||as low as 3.5% APR*|
|2014 & Newer||up to 48 month term||as low as 2.5% APR*|
|up to 60 month term||as low as 3.0% APR*|
|up to 72 month term||as low as 3.5% APR*|
|2012-2013||up to 48 month term||as low as 3.5% APR*|
|up to 60 month term||as low as 4.0% APR*|
|2011 & Older||up to 48 month term||as low as 4.5% APR*|
**Used vehicles 2010 & older may be financed at 80% of the NADA Blue Book value. All other vehicles may be financed up to 125% with GAP Insurance Coverage & upon credit approval.
|Boat & RV’s|
|up to 48 month term||as low as 4.0% APR*|
|49-60 month term||as low as 4.5% APR*|
|All terms||2.5% APR*|
Covered-by-Shares loans are fixed rate loans. Rate is not determined by credit score.
|New Purchase||9.9% APR*|
|Balance Transfer||9.9% APR*|
|Cash Advance||9.9% APR*|
|No Annual Fee!|
Visa Credit Cards are a fixed rate. Rate is not determined by credit score.
†Credit Based Lending. Lending rates are based on FICO Credit Score at time of application, with the exception of Covered-by-Shares loans & VISA Credit Card.
*APR – Annual Percentage Rate
Savings Dividend Rates
Effective January 1, 2018
Main Share Accounts & Club Accounts
|$0.00 – $149.99||0.00% APY*|
|$150.00 & up||0.10% APY*|
Certificates of Deposit (CD’s) (& Existing IRA’s*)
|6 months||$500 minimum deposit||0.25% APY*|
|1 year||$500 minimum deposit||0.75% APY*|
|2 year||$2,500 minimum deposit||1.35% APY*|
|3 year||$2,500 minimum deposit||1.50% APY*|
|4 year||$2,500 minimum deposit||1.60% APY*|
|5 year||$2,500 minimum deposit||1.80% APY*|
|IRA Passbook Accounts||0.30% APY*|
*New IRA’s are no longer being offered at GPFCU.
*APY – Annual Percentage Yield