Effective November 1st, 2018
Click here to see the rate chart for all GPFCU lending services.
°Effective 3/17/15, a member will have one unsecured loan with the exception of any special loan (ie – Holiday Loan, etc). The member may refinance & add additional funds to their existing signature loan that is in good standing when six consecutive monthly payments have been made on the loan.
**Used vehicles 2010 & older may be financed at 80% of the NADA Blue Book value. All other vehicles may be financed up to 125% with GAP Insurance Coverage & upon credit approval.
Covered-by-Shares loans are fixed rate loans. Rate is not determined by credit score.
Visa Credit Cards are a fixed rate. Rate is not determined by credit score.
†Credit Based Lending. Lending rates are based on FICO Credit Score at time of application, with the exception of Covered-by-Shares loans & VISA Credit Card.
*APR – Annual Percentage Rate
Savings Dividend Rates
Effective January 1, 2018
|$0.00 – $149.99||0.00% APY*|
|$150.00 & up||0.20% APY*|
Vacation and Christmas Club accounts are both 0.10% APY*
Certificates of Deposit (CD’s) (& Existing IRA’s*)
|6 months||$500 minimum deposit||0.65% APY*|
|1 year||$500 minimum deposit||1.0% APY*|
|2 year||$2,500 minimum deposit||1.35% APY*|
|3 year||$2,500 minimum deposit||1.50% APY*|
|4 year||$2,500 minimum deposit||1.60% APY*|
|5 year||$2,500 minimum deposit||2.00% APY*|
|IRA Passbook Accounts||0.30% APY*|
*New IRA’s are no longer being offered at GPFCU.
*APY – Annual Percentage Yield