Fee Schedule

Fee Schedule

Effective January 1, 2015


Share (Savings) Account Fees

Early Termination Fee
(Closing account within 90 days of opening)
Over-Withdrawal Limit
(Only on club accounts)
Stop Payment – Withdrawal Check $20.00
Inactive Account Fee
(after 12 months of inactivity)
Escheat Fee $100.00

Share Draft (Checking) Account Fees

Automatic Overdraft Protection Fee $5.00/overdraft
NSF Check & ACH Draft Fee $30.00/check
Stop Payment Fee $20.00/check
Copy of Check Fee $5.00/check
Account Reconciliation Fee $25.00/hour
Statement Copy Fee $2.00/month
Debit Card Replacement Fee $10.00/card
Account Research Fee $25.00/hour

Lending Fees

Home Equity Loan Appraisal & recording fees varies per loan
Home Equity Satisfaction Prices vary per loan paid off
VISA Late Payment Fee $20.00 (after 20 day grace period)
VISA Over-Limit Fee
Loan Payment Late Fee $20.00 (after 15 day grace period)

Other Fees

Returned Mail Fee $2.00
IRA Early Withdrawal Penalty Half of remaining term dividend will be forfeit
+ any penalties charged by the IRS